According to the U.S. Highway Patrol, 41 million speeding tickets are issued each year—and those are just speeding tickets! That’s a lot of tickets, a lot of money in fines, and most importantly, a lot of points on drivers’ records.
If you’re a New York driver with a ticket or two, it behooves you to enroll in an online New York Defensive Driving Course, called a Point & Insurance Reduction Program (PIRP) by the state. In New York, points are issued for every citation in various amounts, depending on the type and severity of the violation. The New York Department of Motor Vehicles has a thorough breakdown of various violations and the points assessed. If you accrue more than 11 points within 18 months, the DMV suspends your license for 6 months to a year—in some cases, even longer!
And if that’s not bad enough, accumulating too many points on your license can cause your insurance rates to skyrocket as well. When you factor in the cost of increased insurance with the cost of the tickets themselves, the price you pay for breaking the law can get steep quickly. And if your license gets suspended or revoked, that adds time, money, and constant hassle to the equation. Suffice it to say, if you have the opportunity, taking a PIRP course is the smart thing to do.
Of course, not everyone is eligible for the benefits that a defensive driving course provides. The state of New York does have certain restrictions and requirements associated with their Point and Insurance Reduction Program. If you’re looking to reduce the number of points on your record, you can only enroll in a course once every 18 months. If you get multiple tickets within that time frame, you’re out of luck.
Another popular reason to sign up for a New York defensive driving course is to obtain discounts on your insurance. Completion of the course will get you a mandatory 10% discount on your policy! You’re also allowed to renew that discount once every three years, providing you with a huge incentive to sign up for a PIRP course voluntarily.
If you’re one of the lucky ones, and you are eligible for a New York defensive driving program, you can opt for an in-class course or an online course that offers you not only flexibility and convenience, but audio and video options as well. Some people tend to do better in a classroom environment, but the majority of defensive driving students prefer to take the course on their own time and from the comforts of their own home.
In some instances, New York traffic courts will permit drivers to take the course to reduce their traffic ticket fine, or even erase a ticket completely. However, this is done on a case-by-case basis, and is by no means a guarantee. To find out more, you should directly contact the traffic court that is responsible for processing your ticket. If there’s a chance to wipe your record clean, it’s certainly worth checking out!